- You must contact one of our credit establishment specialists: 888-446-2247 ext801
- We will discuss your credit score goals and determine what you will need to get approved for the things you want.
- After you sing-up for the Credit Establishment plan that is best for you, we will begin building your credit immediately.
- Within the first month, you will notice that your authorized user accounts and secured credit card accounts have posted and your credit score will SKY ROCKET!
- We will guide you on how to keep you score growing rapidly
- Your score will continue to grow and we will help you get approvals for credit cards, auto leases and loans, even purchasing a house.
- You may call us to speak with a specialist at any point for 1 year regarding any questions related to credit*
*Only applicable to the Silver and Gold plans.
- What is 1-on-1 credit guidance?
- During this step of the credit establishment process, we will establish your credit goals and work out a plan to meet those goals
- How does the Authorized User Account help my credit report and score?
- The authorized user account puts on a positive credit account onto your credit report.
- The authorized user account has several years of good payment history, a large available credit limit and a low credit usage (balance).
- This positive account will boost your credit score and make your credit report appear much more credit worthy.
- Can I use the Authorized User Account available balance?
- No, you will not have access to the available balance on the authorized user account.
- What is a secured credit card?
- A secured credit card is another account that we will create for you. On this account, your credit limit is determined by how much of a security deposit you make onto the account. This will work like a check card and a credit card at the same time. Having this account on your credit report will be an additional help in building your credit score.
- What will be discussed during the 6 months of credit guidance?
- You will be coached on which steps to take in order to build your credit report and score over a time period of 6 months.
- What will I learn during the credit report analysis?
- Every month, we will analyze your credit report and tell you where you stand. We will check your credit score and determine your credit reports credit worthiness. We will also tell you when you can start applying for credit cards with your strong credit report.
- What is expert support?
- Expert support can be used whenever you need expert credit advice. Not sure if you should be applying for a loan or mortgage? Call us and we will tell you whether or not you are qualified for whatever loan you are trying to get, this way you do not do any unnecessary damage to your credit report.